ATM Networks

Nationwide Surcharge-Free ATM Banking

As a member of Wave, you’re likely to find an ATM or a CO-OP Shared Branch wherever you travel from sea to shining sea. For an ATM or Debit/MasterCard download the application. And with Wavenet online banking and Wave Bill-Pay, you’re never out of touch. Download a handy Wavenet application here. Plus, for even more added convenience, you can download the SUM, MoneyPass and CO-OP ATM networks right to your smart phone.


Through the Credit Union ATM Connection, participating Rhode Island credit unions let you use their ATMs for withdrawals absolutely FREE. There are no foreign transaction fees and currently over 50 ATM locations strategically situated across Rhode Island.


The SUM program offers surcharge-free ATM transactions at over 2,800 ATMs throughout New England. Just look for the SUM logo on participating ATMs.


With MoneyPass you enjoy the same surcharge-free access at thousands of ATMs throughout the nationwide MoneyPass network.

CO-OP ATM Network

CO-OP ATMs provide surcharge-free access at 30,000 ATMs, including 5,500 7-Eleven locations throughout the US and Canada. You’ll also find them wherever you see the CO-OP Shared Branch sign.