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E-Share Savings


ownership with interest

A Wave Share Account is the foundation of your membership. We call it a share because it represents ownership in Wave Federal Credit Union. You can join the credit union with a $5 minimum deposit. Your share account earns interest and you can choose from a basic share account or, for higher interest plus additional benefits, open an Electronic Share Account. As an added advantage, borrow up to 90% of your Share balance at a rate 3% over the interest you are earning on your Share Account.

Basic Share

  • Earn interest
  • No monthly fees
  • Monthly/Quarterly statements
  • Low $5 minimum balance

E-Share

  • Earn a higher rate of interest than Basic Share
  • No monthly fees
  • Electronic statements
  • Low $5 minimum balance

View Rates