E-Share


E-Share Savings


ownership with interest

A Wave Share Account is the foundation of your membership. We call it a share because it represents ownership in Wave Federal Credit Union. You can join the credit union with a $5 minimum deposit. Your share account earns interest and you can choose from a basic share account or, for higher interest plus additional benefits, open an Electronic Share Account. As an added advantage, borrow up to 90% of your Share balance at a rate 3% over the interest you are earning on your Share Account.

Basic Share

  • Earn interest
  • No monthly fees
  • Monthly/Quarterly statements
  • Low $5 minimum balance

E-Share

  • Earn a higher rate of interest than Basic Share
  • No monthly fees
  • Electronic statements
  • Low $5 minimum balance

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E-Savings


E-Savings

The high-yield savings account

A Wave E-savings Account is a great way to earn tiered interest rates while enjoying all the benefits of the electronic media. You’ll be able to access your account 24-7 from anywhere there’s Internet access, pay bills, get e-statements immediately at the end of the month, obtain advance notification of upcoming general promotions and more. Plus, you can borrow up to 90% of your E-Savings balance at a rate 3% over the interest you are earning on your E-Savings Account. You’ll also be doing your part by “going green.”

  • $2,000 minimum to earn interest
  • Tiered interest rate levels
  • Unlimited withdrawals per month
  • Convenient electronic statement

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WavErewards


WavErewards

Go green and more with WavErewards
Automatically earn higher interest on your share account

When you switch to e-statements and electronic communications, you’ll be able to enjoy a host of benefits while doing your part by going green.

  • Automatically earn a bonus dividend
  • Access your accounts 24-7 from any Internet connection
  • Pay bills
  • Get e-statements immediately at month end
  • Receive all notices and important information quickly online
  • Obtain advance notification of upcoming general promotions
  • Take advantage of periodic “specials” just for WavErewards members

Getting started is easy. Just pick up an application at any of our offices.

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Wavenet Online Banking


Wavenet Online Banking

Connect with your cash anytime with Wavenet!

It’s fast, convenient, easy and FREE. Through Wavenet you can do all your banking from the comfort of your home, on the road and anywhere there’s Internet access.

  • Access your accounts
  • View transaction history
  • Pay bills
  • Transfer funds from one account to another
  • Pay a loan

To apply, simply complete the Account Services application drop it off or mail or fax it to us. Please do not submit through e-mail. Once your accounts are activated, you’ll receive confirmation and instructions to get you riding the Wave to online banking convenience.

Questions?

Call our member service line at (401) 781-1020 for assistance.

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ATM Network


ATM Networks

Nationwide Surcharge-Free ATM Banking

As a member of Wave, you’re likely to find an ATM or a CO-OP Shared Branch wherever you travel from sea to shining sea. For an ATM or Debit/MasterCard download the application. And with Wavenet online banking and Wave Bill-Pay, you’re never out of touch. Download a handy Wavenet application here. Plus, for even more added convenience, you can download the SUM, MoneyPass and CO-OP ATM networks right to your smart phone.

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Through the Credit Union ATM Connection, participating Rhode Island credit unions let you use their ATMs for withdrawals absolutely FREE. There are no foreign transaction fees and currently over 50 ATM locations strategically situated across Rhode Island.

sum-logo-web

The SUM program offers surcharge-free ATM transactions at over 2,800 ATMs throughout New England. Just look for the SUM logo on participating ATMs.

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With MoneyPass you enjoy the same surcharge-free access at thousands of ATMs throughout the nationwide MoneyPass network.

CO-OP ATM Network

CO-OP ATMs provide surcharge-free access at 30,000 ATMs, including 5,500 7-Eleven locations throughout the US and Canada. You’ll also find them wherever you see the CO-OP Shared Branch sign.

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Wave FCU Main Branch

Address: 480 Greenwich Ave, Warwick, RI 02886

Phone: (401) 781-1020
Fax: (401) 562-1290

Warwick Avenue Branch

Address: 1217 Warwick Ave, Warwick, RI 02888

Phone: (401) 463-9574
Fax: (401) 463-5161

 

MEMBER SUPPORT


If you need additional information or just want to give us feedback, please feel free to contact us.

 

BUSINESS HOURS

MAIN BRANCH
LOBBY HOURS
Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

Drive Up Opens
M-F: 8am / Sat: 9am

WARWICK AVENUE BRANCH
LOBBY HOURS
Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

Drive Up Opens
M-F: 8am / Sat: 9am

When redirected to another site, Wave FCU makes no endorsement or claims about the accuracy or content of information contained within the third party sites to which you may be going. 
The security and privacy policies on these sites may be different from Wave FCU.

Please read our privacy policy and terms of use.

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All Rights Reserved

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