Education Scholarship

Investment in education!

2020 College Scholarship

Deadline: Scholarship application and supporting documents must be submitted to Wave Federal Credit Union by Thursday, April 30th, 2020.

Download an application here or pick one up at any of our convenient locations.

Wave Federal Credit Union will be awarding six $500 college scholarships this year to full-time students currently enrolled in or accepted to a college or university undergraduate program for the 2020 school year. One student will also have an opportunity to win an additional scholarship, provided by the Cooperative Credit Union Association of Rhode Island. Students who are a member of Wave Federal Credit Union or whose parent(s) or guardian are a member are eligible.

To apply:

1. The applicant must be a full-time student currently enrolled in or accepted to a college/university undergraduate program for the 2020 school year.

2. The applicant or parent/guardian must be a member of Wave Federal Credit Union.

3. Students must submit the following items with their completed applications. All items requested must be received for the application to qualify for consideration.

  • A completed Wave FCU Scholarship Application Form (in black ink)
  • Official academic transcript
  • A 250 word essay describing what career the student wishes to pursue upon completion of their education
  • A detailed list of volunteer and community activities
  • A letter of support from a person in authority at a non-profit organization, hospital or other charitable organization that the student is actively involved in serving as a volunteer

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Mobile Banking

Mobile Banking

Secure Mobile Banking is *FREE for all Wave Federal Credit Union WaveNet Online Banking Members. All you need is a mobile device equipped with web access and email/text message capabilities!

To Enroll

Using your Apple or Android phone or tablet, simply download the app. For all other devices, and for web or text access, visit and click on Mobile within online banking.
Note: You must have WaveNet Online Banking to access the apps.

Benefits Include:

Access Accounts
View your account balances and transaction activity.

Transfer Funds
Transfer money between your Wave Federal Credit Union Accounts.

Pay Bills
Pay your bills using the Bill Pay feature and view recent payments.

Mobile Deposit
Deposit a check from home, from work, from anywhere! Click Here for frequently asked questions.

Popmoney is a new Bill Pay Feature that allows you to Pay Other People anywhere, at anytime, using only the recipient's email address, mobile number or bank account.

Find Branches/ATMs
Get locations to nearby WFCU branches and ATMs

*Your internet enabled mobile devices, with data plan required. Applicable data charges from your mobile carrier may apply.

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Online Bill Pay

Online Bill Pay

If you haven't tried our bill pay, now is the time.

Easy To Use Features!

Account to Account Transfers!

Person to Person Transfers!

New Look:

  • Now 3 easy steps for adding a payee (biller)
  • Guides you through the process of adding a payee(s)
  • New icons and payees logos provide easy identification of a payee, including four of the most common bill categories: Utilities, Phone, Insurance, Credit Cards
  • Pay multiple bills at the same time
  • You can even have your paper bills delivered directly to your bill pay account

New Features:

Account-to-Account Transfers allow you to transfer funds between your accounts at Wave (internal transfer) or transfer funds to accounts you hold at other financial institutions (external transfers)

Popmoney allows you to Pay Other People anywhere, at anytime, using only the recipient's email address, mobile number or bank account. Learn More »

  • Popmoney payments can be sent to any personal payee within the United States, including Alaska and Hawaii, but not the U.S. territories.
  • Popmoney can be used to send money to personal payee for:
    • Paying rent to a landlord
    • Repaying a friend for your portion of a dinner bill
    • Sending a gift
  • Popmoney users can also receive a request for money (payment request) from and legacy CashEdge Popmoney FI users.
    • A small fee is charged for each transaction.

Sign in or sign up for Wave Bill Pay today!

Bill Pay Step by Step Set Up

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Shared Branches

Shared Branch Network

co-op-shared-branch-webNow you can do your Wave Federal Credit Union banking at over 5,000 credit union branches nationwide and around the area just as if you were in a Wave office. Simply look for the CO-OP Shared Branch symbol. You can make deposits and withdrawals, loan payments, transfer funds between Wave accounts, purchase money orders, travelers and other checks, and more. All you need when you enter a shared branch is your home credit union’s name, your account number and a valid photo identification such as a driver’s license or passport.

For added convenience, simply download the CO-OP Shared Branch locator app from your Smartphone’s app store.

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Wave FCU Main Branch

Address: 480 Greenwich Ave, Warwick, RI 02886

Phone: (401) 781-1020
Fax: (401) 562-1290

Warwick Avenue Branch

Address: 1217 Warwick Ave, Warwick, RI 02888

Phone: (401) 463-9574
Fax: (401) 463-5161



If you need additional information or just want to give us feedback, please feel free to contact us.



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Saturday: 9am - 12pm

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