Wave Federal Community Credit Union

 Special Added Benefits

In addition to a complete array of financial products and services, there are some special added benefits for you and your family.

Loan Repayment Options

At Wave you have a choice as to how you want to pay your loan or mortgage. And it can result in great savings over the lifetime of the loan. Many institutions make you pay the old-fashioned way…monthly. Or they’ll charge you a fee to pay more frequently. Not here. You can set up a weekly, bi-weekly or monthly payment plan on most consumer loans and mortgages. And you can change it at any time…without penalty.

As to the savings, here is an example of a mortgage. As you’ll see, the math…and the benefits...speak for themselves.

Product: $150,000 mortgage written on September 3, 2010
Rate: 4.75% APR    
Term: 30-years    
Monthly Payment: $782.82 Maturity Date: September 3, 2040
Weekly Payment: $195.71 Maturity Date: February 10, 2036
Interest savings from weekly payment: $22,766.99
Bi-Weekly payment options are also available

When applying for your Wave loan, ask us to run the numbers for you. Then you decide how you want to arrange repayment.


Auto Warranty and GAP Coverage

Mechanical repair (Warranty) coverage is offered at a lower cost than you’d find at a dealership. And it is available to members even if they are not financing their car with Wave or if they have a car which is already fully owned but for which they’d like to purchase a policy.

Auto Gap (Guaranteed Asset Protection) Insurance Is available for autos, vans and light trucks, motorcycles, RVs and more, Gap insurance covers a loan deficiency due to the total loss of a motor vehicle for up to the policy limit of $50,000. It’s available for a one-time $199 cost...considerably less than charged at a dealership…and must be purchased within the first 60-days of acquiring the vehicle loan.


Wave Visa…No annual fee, low 11.99% fixed rate and more!

As a Wave Credit Union member, now is the time to apply for one of the best credit cards around. There’s no annual fee, a low 11.99% fixed rate and the same low-rate for cash advances and purchases. You can also transfer your balances from other cards to your Wave Visa and obtain cash advances anywhere there’s an ATM machine with the VISA logo. Download an application.


Integrated Financial Partners

Integrated Financial Partners
Enjoy access to a complete range of financial planning products and solutions through our relationship with Integrated Financial Partners.


Liberty Mutual Insurance Company

Liberty Mutual
Need insurance? Liberty Mutual offers a complete selection of home and business insurance.


Showcase Cinemas

Showcase Cinemas
Take in a show with discounted Showcase Cinemas tickets through Wave.








Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

P: 401-781-1020