Wave Federal Community Credit Union

 Special Added Benefits

In addition to a complete array of financial products and services, there are some special added benefits for you and your family.

All Bundle From Love My Credit Union Rewards
http://www.lovemycreditunion.org/

Loan Repayment Options

At Wave you have a choice as to how you want to pay your loan or mortgage. And it can result in great savings over the lifetime of the loan. Many institutions make you pay the old-fashioned way…monthly. Or they’ll charge you a fee to pay more frequently. Not here. You can set up a weekly, bi-weekly or monthly payment plan on most consumer loans and mortgages. And you can change it at any time…without penalty.

As to the savings, here is an example of a mortgage. As you’ll see, the math…and the benefits...speak for themselves.

Product: $150,000 mortgage written on February 1, 2019
Rate: 4.75% APR    
Term: 30-years    
Monthly Payment: $782.66 Maturity Date: February 1, 2049
Weekly Payment: $195.67 Maturity Date: April 29, 2044
       
Interest savings from weekly payment: $24,208.67
Bi-Weekly payment options are also available

When applying for your Wave loan, ask us to run the numbers for you. Then you decide how you want to arrange repayment.

 

Auto Warranty and GAP Coverage

Mechanical repair (Warranty) coverage is offered at a lower cost than you’d find at a dealership. And it is available to members even if they are not financing their car with Wave or if they have a car which is already fully owned but for which they’d like to purchase a policy.

Auto Gap (Guaranteed Asset Protection) Insurance Is available for autos, vans and light trucks, motorcycles, RVs and more, Gap insurance covers a loan deficiency due to the total loss of a motor vehicle. It’s available for a one-time $299 cost...considerably less than charged at a dealership…and must be purchased within the first 60-days of acquiring the vehicle loan.

Liberty Mutual Insurance Company

Liberty Mutual
Need insurance? Liberty Mutual offers a complete selection of home and business insurance.

 

Showcase Cinemas

Showcase Cinemas
Take in a show with discounted Showcase Cinemas tickets through Wave.

 

 



 

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MAIN BRANCH

 

BUSINESS HOURS

MAIN BRANCH LOBBY HOURS
Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

WARWICK AVENUE BRANCH
LOBBY HOURS
Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

P: 401-781-1020

MEMBER SUPPORT