Rates
Rates subject to change without notice. Call 781-1020 for the latest update.
Savings Rates
Savings Rates |
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| Minimum | Annual Rate | Annual % Yield | |
|---|---|---|---|
| Basic Share Account | $5.00 | .05% | .05% |
| E-Share Account | $5.00 | .15% | .15% |
| Holiday Club | $5.00 | .05% | .05% |
| Vacation Club | $5.00 | .05% | .05% |
| E Savings | |||
| $2,000 - $9,999 | $5.00 | .10% | .10% |
| $10,000 - $24,999 | $5.00 | .20% | .20% |
| $25,000 - $49,999 | $5.00 | .30% | .30% |
| $50,000 and over | $5.00 | .40% | .40% |
| IRA Share Account | $5.00 | .10% | .10% |
| Roth IRA | $5.00 | .10% | .10% |
| Educational IRA | $5.00 | .10% | .10% |
Certificate/IRA Rates |
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| Minimum | Annual Rate | Annual % Yield | |
|---|---|---|---|
| 3 Month Certificate | $2,500 | 0.50% | 0.50% |
| 6 Month Certificate | $2,500 | 0.50% | 0.50% |
| 9 Month Certificate |
$2,500 | 0.55% | 0.55% |
| 12 Month Certificate | $1,000 | 0.60% | 0.60% |
| 15 Month Certificate | $1,000 | 0.75% | 0.75% |
| 18 Month Certificate | $1,000 | 1.00% | 1.00% |
| 24 Month* Certificate | $2,500 | 1.25% | 1.26% |
| 36 Month Certificate (Special) | $1,000 | 2.00% | 2.02% |
| 48 Month Certificate | $1,000 | 1.75% | 1.76% |
| 60 Month Certificate | $1,000 | 2.00% | 2.02% |
Loan Rates
Consumer Loans |
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| Description | Term | Annual Percentage Rate | |
|---|---|---|---|
| New Auto Rates:* | 3 Years | 2.49% | |
| 4 Years | 2.49% | ||
| Spring Special (up to 5yrs 2.49%) |
5 Years | 2.74% | |
| 6 Years | 3.24% | ||
| Used Auto Rates:* | |||
| Models 2015 - 2017 | 3 Years | 2.49% | |
| 4 Years | 2.74% | ||
| 5 Years | 2.99% | ||
| 6 Years | 3.49% | ||
| Models 2012 - 2014 | 3 Years | 4.49% | |
| 4 Years | 4.99% | ||
| 5 Years | 5.49% | ||
| Used Auto Prior to 2011 | 3 Years | 5.99% | |
| 4 Years | 6.49% | ||
| Motorcycle/Scooters* | 5.75% | ||
| Unsecured Loan* | 1 Year | 7.99% | |
| 2 Years | 7.99% | ||
| 3 Years | 7.99% | ||
| 4 Years | 9.99% | ||
| 5 Years | 10.99% | ||
| Share/Certificate | Current Share Rate + 3.00% |
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| Boat* | 6.75% | ||
| RV* | 6.75% | ||
| Cash Reserve/Checking Overdraft | 12.00% | ||
| Visa Card no Annual fee |
11.99% |
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| Description | Term | Annual Percentage Rate | |
| Balances | 80% LTV | ||
|
Variable Rate Equity Line of Credit**** |
Less than 75,000 | Prime | |
| Greater than 75,000 | Prime - .50% | ||
|
Fixed Rate Equity*/** |
5 Years | 4.24% | |
| 10 Years | 4.49% | ||
| 15 Years | 4.99% | ||
| 20 Years | 5.24% | ||
|
SPECIAL Optimizer***** |
12 Years | 3.25% | |
|
Effective April 1, 2018 * Rate will be determined by individual credit worthiness. Rates advertised are the lowest rates available. Rates advertised are for New Boats and RVs. Used Boat and RV Rates may be higher. Credit life and credit disability insurance available on all loans. *$1,000.00 for 12 months at 9.99%; 11 monthly payments of $87.24 and 1 payment of $86.89 |
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