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Savings and Checking Rates

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*Rate will be determined by individual creditworthiness. The rates advertised are the lowest rates available. Rates may be higher based on loan terms and credit scores.

**Personal Mortgage Insurance is required with LTV above 80%.

***4.99% for the first 12 months; on month 13, loan defaults to a variable rate 0.75% below the Wall Street Prime Rate 5-year draw period.

****Optimizer: 7.25% APR available for qualifying properties, first lien position equity, with a loan-to-value (LTV) of 80% or less, and a maximum repayment period of 144 months.

Advertised APR is the lowest available for credit scores of 740 and above. Other rates and terms are available.

Credit life and credit disability insurance may be available.

Wall Street Prime Rate as of December 19, 2024 is 7.50%.

Loan Rates

: Information and interactive calculators are made available to you as self-help tools for your independent use to compute approximate details about your loan request. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes only. We encourage you to seek personalized advice from our loan officers regarding your particular inquiry.