Rates
Rates subject to change without notice. Call 781-1020 for the latest update.
Savings Rates
Savings Rates |
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| Minimum | Annual Rate | Annual % Yield | |
|---|---|---|---|
| Basic Share Account | $5.00 | .05% | .05% |
| E-Share Account | $5.00 | .15% | .15% |
| Holiday Club | $5.00 | .05% | .05% |
| Vacation Club | $5.00 | .05% | .05% |
| E Savings | |||
| $2,000 - $9,999 | $5.00 | .20% | .20% |
| $10,000 - $24,999 | $5.00 | .30% | .30% |
| $25,000 - $49,999 | $5.00 | .50% | .50% |
| $50,000 and over | $5.00 | .60% | .60% |
| IRA Share Account | $5.00 | .10% | .10% |
| Roth IRA | $5.00 | .10% | .10% |
| Educational IRA | $5.00 | .10% | .10% |
Certificate/IRA Rates |
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| Minimum | Annual Rate | Annual % Yield | |
|---|---|---|---|
| 3 Month Certificate | $2,500 | 0.50% | 0.50% |
| 6 Month Certificate | $2,500 | 0.50% | 0.50% |
| 9 Month Certificate (Special) |
$2,500 | 1.75% | 1.76% |
| 12 Month Certificate | $1,000 | 1.10% | 1.11% |
| 15 Month Certificate |
$1,000 | 1.30% | 1.31% |
| 18 Month Certificate | $1,000 | 1.40% | 1.41% |
| 24 Month* Certificate | $2,500 | 1.60% | 1.61% |
| 36 Month Certificate | $1,000 | 1.75% | 1.76% |
| 48 Month Certificate | $1,000 | 1.80% | 1.81% |
| 60 Month Certificate | $1,000 | 1.90% | 1.92% |
Loan Rates
Consumer Loans |
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| Description | Term | Annual Percentage Rate | |
|---|---|---|---|
| New Auto Rates:* | 3 Years | 2.99% | |
| 4 Years | 2.99% | ||
| 5 Years | 2.99% | ||
| 6 Years | 3.74% | ||
| Used Auto Rates:* | |||
| Models 2017 - 2020 | 3 Years | 3.24% | |
| 4 Years | 3.49% | ||
| 5 Years | 3.74% | ||
| 6 Years | 3.99% | ||
| Models 2014 - 2016 | 3 Years | 4.99% | |
| 4 Years | 5.24% | ||
| 5 Years | 5.74% | ||
| Used Auto Prior to 2014 | 3 Years | 6.24% | |
| 4 Years | 6.74% | ||
| Motorcycle/Scooters* | 5.75% | ||
| Unsecured Loan* | 1 Year | 7.99% | |
| 2 Years | 7.99% | ||
| 3 Years | 7.99% | ||
| 4 Years | 9.99% | ||
| 5 Years | 10.99% | ||
| Share/Certificate | Current Share Rate + 3.00% |
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| Boat* | 6.75% | ||
| RV* | 6.75% | ||
| Cash Reserve/Checking Overdraft | 12.00% | ||
| Visa Card no Annual fee |
11.99% |
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| Description | Term | Annual Percentage Rate | |
| Balances | 80% LTV | ||
|
Variable Rate Equity Line of Credit**** |
Less than 75,000 | Prime | |
| Greater than 75,000 | Prime - .50% | ||
|
Fixed Rate Equity*/** |
5 Years | 3.99% | |
| 10 Years | 4.49% | ||
| 15 Years | 4.74% | ||
| 20 Years | 4.99% | ||
|
SPECIAL Optimizer***** |
12 Years | 3.25% | |
|
Effective January 14th, 2020 Credit life and credit disability insurance available on all loans. *$1,000.00 for 12 months at 9.99%; 11 monthly payments of $87.24 and 1 payment of $86.89 |
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