Certificate/IRA Rates |
|||
Minimum | Annual Rate |
Annual % Yield |
|
---|---|---|---|
3 Month Certificate | $2,500 | .25% | .25% |
6 Month Certificate | $2,500 | .30% | .30% |
9 Month Certificate |
$2,500 | .40% | .40% |
12 Month Certificate | $1,000 | .40% | .40% |
15 Month Certificate |
$1,000 | .40% | .40% |
18 Month Certificate | $1,000 | .45% | .45% |
24 Month Certificate | $2,500 | .50% | .50% |
36 Month Certificate | $1,000 | .60% | .60% |
48 Month Certificate | $1,000 | .70% | .70% |
60 Month Certificate | $1,000 | .90% | .90% |
Effective May 2nd, 2022
* Rate will be determined by individual creditworthiness. Rates advertised are the lowest rates available. Rates advertised are for new Boats and RVs. Used Boat and RV rates may be higher.
** Add .25% to Equity loan rates without an active Wave FCU checking account
*** Personal Mortgage Insurance required with LTV above 80%.
**** 5 year draw period; minimum rate of 4% APR.
*****Optimizer: 3.99% APR available for qualifying properties, first lien position equity, with a loan-to-value (LTV) of 80% or less, And a maximum repayment period of 144 months. Advertised APR is the lowest available for credit scores of 740 and above. Other rates and terms are available.
*****2.49% for 12 months - Wall Street Prime Rate or 4% APR whichever is higher, beginning on the 13th month.
Credit life and credit disability insurance may be available.
Prime Rate, May 5, 2022 = 4%
Address: 480 Greenwich Ave, Warwick, RI 02886
Phone: (401) 781-1020
Fax: (401) 562-1290
Address: 1217 Warwick Ave, Warwick, RI 02888
Phone: (401) 463-9574
Fax: (401) 463-5161
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If you need additional information or just want to give us feedback, please feel free to contact us.
BUSINESS HOURS
MAIN BRANCH
LOBBY HOURS
Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm
Drive Up Opens
M-F: 8am / Sat: 9am
WARWICK AVENUE BRANCH
LOBBY HOURS
Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm
Drive Up Opens
M-F: 8am / Sat: 9am
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