When you open an account at Wave, you become a member, not just a customer. As a member, you are also an owner. You can vote for your Board of Directors.

As a non-profit organization, all credit union earnings, after expenses and legal reserves, are returned to members in the form of dividends or other benefits.

We offer competitive rates and personal friendly service. We keep our fees to a minimum while the cost of doing business at other financial institutions continues to increase.

Becoming a member of Wave Federal Credit Union is available to anyone who lives, works, attends school or worships in the following Rhode Island cities and towns: Charlestown, Coventry, Cranston, East Greenwich, Exeter, Hopkinton, North Kingstown, Pawtucket, Providence, Richmond, South Kingstown, Warwick, West Greenwich, West Warwick, Westerly.

Make your family a part of our family by becoming a Wave Credit Union member.