* APR = Annual Percentage Rate.
** Offer based on individual credit worthiness. Variable rate of interest as low as Prime minus 0.75% as published in the Wall Street Journal 30 days before the date of any rate adjustment. As of 11/3/22, Prime Rate was 7.00%. Interest rate and line amount determined by individual creditworthiness and subject to loan-to-value ratio of 80%. Offer limited to 1-4 family owner-occupied primary residence properties only. Property insurance (and flood insurance if applicable) required. Offer and rate is subject to change at any time without notice. Other terms and restrictions may apply. APR will not exceed 18% with a minimum APR of 6.25%. Existing Wave FCU loans are eligible with at least a $25,000 line increase. Applicable trust review fees may apply.