Student Accounts

A package of services specifically designed for today’s busy student.

At Wave FCU we offer programs for our youngest members that encourage them to save and develop smart spending habits. Teaching strong money management skills earlier in life will support smart money choices later.

  • A FREE Checking Account
  • A Wave ATM/Debit MasterCard*
  • Surcharge-Free ATM Network Access
  • FREE Online Banking
  • FREE 24/7 Account Access
  • A NO ANNUAL FEE 11.99%APR Visa Credit Card**

Plus, parents can transfer from their Wave Account to their student’s account as needed. Not only is this an ideal account, but it’s also a good way to teach responsible money management.

Opening a Wave Platinum Visa Card can be secured or co-signed by a  parent or guardian.  This will help your student establish good credit habits while monitoring their activity,  Sign Up TODAY!

To open an account, or for complete information, visit any convenient Wave Office or call a Member Service Representative at (401) 781-1020.

Open your Wave Student Zone Account today!

* Daily withdrawal limit may vary.
** $1,000 limit. Requires qualified co-borrower.
***Must be 18 years or older to qualify.

Start Your Application!

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Wave FCU Main Branch

Address: 480 Greenwich Ave, Warwick, RI 02886

Phone: (401) 781-1020
Fax: (401) 562-1290

Warwick Avenue Branch

Address: 1217 Warwick Ave, Warwick, RI 02888

Phone: (401) 463-9574
Fax: (401) 463-5161



If you need additional information or just want to give us feedback, please feel free to contact us.



Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

Drive Up Opens
M-F: 8am / Sat: 9am

Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

Drive Up Opens
M-F: 8am / Sat: 9am

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