Products & Services

Added membership benefits!

General Services

  • Direct Deposit of paychecks or pension checks
  • Office Locations/Hours
  • Low cost money orders
  • U.S. Savings Bonds orders
  • Automatic transfer of funds from savings or checking to pay a loan, Christmas Club or IRA
  • Payroll deductions
  • Wire Transfers
  • Notary Public service
  • Credit Union Visa
  • Debit MasterCard
  • Credit Union Connection
  • SUM Surcharge-Free ATMs
  • MoneyPass Surcharge-Free ATMs
  • CO-OP Surcharge-Free ATM
  • Online banking
  • Mobile deposit
  • Remote deposit
  • Postage Free envelopes for mail transactions
  • Toll-free calling from anywhere in the USA! Call 1-888-492-8328
  • Automated Direct Access by phone 24 hours a day. Simply call 562-1295 or toll-free from out of state 1-888-492-8328

Mortgages –
Purchase & Refinance

  • Purchase and refinance
  • Fixed and variable rates
  • Home equity loans/lines of credit
  • 100% loan to value mortgages
  • VA mortgages
  • FHA mortgages
  • First-time homebuyers mortgages with as little as $500 down payment. Underwritten in conjunction with Rhode Island Housing. (Call for details)
  • Reverse mortgages (Call for details)

Visit the Mortgage Center to find your ideal Wave mortgage and rate, learn more or to apply online.

Wave FCU Main Branch

Address: 480 Greenwich Ave, Warwick, RI 02886

Phone: (401) 781-1020
Fax: (401) 562-1290

Warwick Avenue Branch

Address: 1217 Warwick Ave, Warwick, RI 02888

Phone: (401) 463-9574
Fax: (401) 463-5161



If you need additional information or just want to give us feedback, please feel free to contact us.



Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

Drive Up Opens
M-F: 8am / Sat: 9am

Mon-Wed: 9am - 4pm
Thurs-Fri: 9am - 5pm
Saturday: 9am - 12pm

Drive Up Opens
M-F: 8am / Sat: 9am

When redirected to another site, Wave FCU makes no endorsement or claims about the accuracy or content of information contained within the third party sites to which you may be going. 
The security and privacy policies on these sites may be different from Wave FCU.

Please read our privacy policy and terms of use.

Copyright ,Wave Federal Credit Union
All Rights Reserved


Site Designed by Midfield Technologies